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Microensure

About the Product(s)

Countries of Operation: Tanzania
 
Product status: Active
 
Institutional Model: Partner-agent
 
Type of Coverage: Voluntary
 
Type of Policy: Individual + family policy
 
Benefits and services covered: In-patient and out-patient care
 

Microensure offers an ailment specific product that covers malaria, maternity benefits (pre-natal care, delivery including caesarean sections and post-natal care), diarrheal disease, pneumonia and acute respiratory infections, and in-patient and out-patient visits. 

 
Premium Amount: The premium is US$40 per family per year (as of 2009).
 
Other information:

In Tanzania, two of Microensure's partners are the Anglican Church and the Coffee Growers' Union. Selling insurance through these channels has helped to overcome the local community's mistrust of traditional insurance companies.

 

More about the scheme/information sources

Sources:

1. Center for Health Market Innovations: Microensure profile  

 

Last updated May 2012.