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Naya Jeevan

Naya Jeevan (meaning "new life" in Urdu/Hindi) is a Karachi-based health microinsurance (HMI) initiative targeting the socio-economically marginalized in Pakistan. It is an intermediary that pools groups of low-income individuals from both formal and informal sectors under a single, socially protective consortium. It negotiates commercial group health insurance from established and highly reputable insurers like Allianz, Saudi Pak, Jubilee Insurance, IGI, and Pak-Qatar Takaful at preferential, below-market rates on behalf of its members.

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