Products must offer good client value and be viable for organizations that offer them.
Millions of low-income households still do not have access to quality insurance products.
Microinsurance can achieve viability, but doing so is an iterative process.
Insurers need to deliver microinsurance through a wide range of distribution channels.
Processes across the insurance value chain should be efficient and provide client value.
Technology is key to achieving the efficiencies needed to provide valuable microinsurance.
A structured process bringing together all stakeholders can accelerate market development.
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